MOTO stands for mail or telephone order credit card processing. MOTO credit card processing is very similar to an online credit card processing because the credit card is NOT present during the time of the sale. MOTO Payment Processing is great for merchants who will need to process most sales transactions on the phone or receive all of the credit card data via mail order.
These types of Merchant Accounts are often known in the industry as Credit Card Not Present Merchant Accounts.

A MOTO Merchant Account allows you to take payments by phone or mail when the client is not physically present. Since the customers credit card is NOT present at the time of the sale, there is a higher chance that the sale can turn out to be fraudulent. For that reason, credit card not present processing is usually riskier. Since the card cannot be verified, the credit card processing rates will be slightly higher to reflect the risk.

Some of the common merchants that can use MOTO Credit Card Processing include; home-based business, call center, telemarketing reps, delivery company, etc..MOTO Credit Card Processing allows merchants to accept and process credit card payments manually with a credit card machine, via a Virtual Terminal (online payment processing), or with a PC based application. In all of these scenarios the card information will always be entered / keyed in manually. (Not swiped)


We are the best MOTO merchant account company when it comes to savings and security of your Telephone Order Payment Processing needs ? Stop overpaying other merchant service companies who charge you hidden fees..Switch to Paymentix today and get the lowest payment processing rates and quality customer service available for your business.

MOTO Payment Processing Solutions for Any Business

All MOTO merchant accounts include the following features.

  • Secure Credit Card Payment Gateway to protect card data
  • 24 Hour MOTO merchant service support
  • Advanced fraud monitoring
  • Secure and high speed creditcard processing
  • ACH processing services
  • Easy Payment Processing Interface / management Interface
  • High Security with our PCI-compliant MOTO payment processing solutions

Contact the leading Merchant Account Service Providers and benefit from our extensive selection of small business merchant processing services, credit card terminals and best payment processing systems online. We offer the lowest rates for Phone and Mail Order Credit Card Processing…Guaranteed !


Our Mail Order Payment Processing experts will quickly explain how to set up your MOTO Payment Processing so that you can take phone credit card orders and easily process credit cards by phone. We have the best rates for Phone order payment processing through our free payment gateway system. Additionally, our local Credit Card Processing company will help you start processing credit cards at lowest rates guaranteed and will make sure you accept credit cards by phone securely with our PCI-compliant internet payment gateway.

Contact us today and increase your sales ! Paymentix is can help you boost revenue with the best Mail Order Merchant Account or Phone order Merchant Account available for your company.



Our MOTO credit card processing offers the strongest security whenever you take credit card payments by phone. Our Virtual Payment Processing platform uses modern data encryption technology to protect all information related to the customers bankcard / credit card or debit cards. Customer data security is always the most important factor when it comes to phone credit card processing….Our PCI compliant Credit Card Processing for phone order Business will protect all credit card data during and after every single keyed in transaction. Plus, we offer all the standard PCI-compliant security features related to Phone Order credit card processing, such as: point-to-point encryption (encrypts online card numbers) and address verification systems (identifies and verifies the true card holders identity).


Take your mail or phone order business to a higher level with a MOTO Merchant Account. We always offer low cost merchant processing that no other payment processing company can compete with. Call us today to learn more about MOTO credit card processing.



Become a Merchant Services Sales Agent & make unlimited passive income by simply helping businesses save thousands on their payment processing. Flexible work schedules & unlimited earning potential......Join Now !

Refer unlimited businesses to us. We will update their POS for FREE & eliminate their credit card processing fees by up to 99% . They will save thousands & you will earn upto $500. Send a business referral now & start making $.

Are you still paying credit card processing fees every month ? The rules have changed & you now have the option save thousands by eliminating up to 99% of your fees with our Zero Fee Program. Get FREE savings proposal.

Latest from our blog