Visa and MasterCard Increase Merchant Fees


(Another Reason Why our Zero Fee Plan is the best choice for merchants to stop the excessive processing fees)


BREAKING NEWS: The costs of using some cards is going on the incline, as news is breaking that the nation’s two largest card networks, Visa and Mastercard, are preparing to up the fees charged to merchants to accept network-branded cards. The change will go into effect in early April, according to reports from The Wall Street Journal.

According to a Visa spokeswoman, the new price changes impact fees that Visa hasn’t adjusted in at least three years. “Visa’s network fees are paid by our financial institution clients and used to enhance the safety, efficiency and innovation of our platform, and are set based on market conditions and to reflect the value we deliver,” she added.

The changes, according to reports, mostly involve interchange fees, or the fees paid to banks by merchants when consumers use either a debit or credit card to make a store purchase. However, interchange fees aren’t the only ones going up – the fees Visa and Mastercard charge to banks are also reportedly set to increase.

It’s a fact that merchants, of course, do not love. Interchange fees are a longstanding point of contention between merchants, banks and the card networks – and it’s an issue that ended up in front of the Supreme Court, which ruled in favor of the card networks.

More recently, it has also been the subject of an intense lobbying campaign, as Walmart and other retailers join forces with card processors in an attempt to push lawmakers and regulators to give them a seat at the table when it comes to setting standards for card security and new payments tech.

The card networks say the increase in fees is necessary to step up anti-fraud and security measures as more transactions shift online. They further claim that any increase in fees is more than made up by the increase in sales that comes from having secure digital payments available to merchants and consumers..Source:

Small Merchant Marketing and Payment Processing

Need Small Merchant Marketing ? Nowadays, small Business owners are embracing the idea of online advertising and social media marketing to be able to effectively connect with local customers and increase their local sales. These merchants are more aware of alternate point of sale solutions than ever before….. Call Paymentix today and get set up with a low rate merchant account and get free marketing advice and tools for your business….Save up to 60% guaranteed on Small Business Merchant Services !!!

The graphic below explains how business owners are open for business and new opportunities.


We offer Low rate Payment processing services in Miami Dade, Broward, Ft Lauderdale, Weston, Doral, Hialeah, Kendall, Pinecrest, Davie, Hallandale, South beach, brickell, Pembroke Pines, Miramar, Homestead, Cutler bay, Sunny Isles, Surf Side, Medley, Westchester, Plantation, sunrise, dania, Deerfield beach, Wellington, Jupiter, Aventura, West Palm beach and nationwide…

Merchant uCommerce Processing

Nowadays, small business owners and their shoppers think very much alike in terms of the technology they use every day with regards to Small Merchant uCommerce Processing. They also share very similar ideas regarding who should be trusted when it comes to credit card payment processing.

The graphic below provides insight into what shoppers expect, and how they prefer to pay. Call our small business merchant processors today and save up to 60% on your creditcard processing fees.



Accept credit cards at lowest rates. Call our local merchant services company now….uCommerce merchant account processors in miami dade, ft lauderdale, weston, aventura, coral gables, doral, homestead, pinecrest, miramar, kendall, brickell, hialeah, wynwood, miami beach, cutler bay, west palm beach and all USA.

Small Business Mobile Payment Processing

Merchants that want to grow their business need secure Small Business Mobile Payment Processing and Mobile Website Marketing in order to get the ultimate exposure. Mobile technology is crucial in order for businesses to survive the competitive game. Unfortunately, most smaller merchants still do not yet offer mobile apps and websites optimized for mobile phones. Thus they will never target a very large market that is constantly connected via a mobile phone, Android, iPhone, Blackberry, smartphone, ipad, etc,…

This infographic below provides insight into small merchant adoption of mobile technology. Give paymentix a call and we will help you with our affordable mobile marketing solutions. We offer low rates for mobile payment processing for small businesses.



Small Business Merchant Processing, Android Payment processing, iPhone Payment Processing, iPad payment processing, Tablet and much more…Get lower bankcard processing fees guaranteed….Call the Best Mobile Payment Processors now. Offering Credit Card Processing in Miami Dade, Ft Lauderdale, West palm beach and nationwide.

What is Amex Opt Blue Program and how can it affect your business

Many merchants have asked our payment processing company what is Amex Opt Blue. We will simplify the explanation here…The digital era has come with so many upsides such that the least we can do is to embrace it. Lots of intriguing and up-to-the-nanosecond technologies are coming our way every day. Amex Opt Blue is one of the newest credit card payment processing technologies that make it easier and cheaper for small businesses to accept payments from American Express credit cards. It’s an elite payment processing program that lets you to integrate American Express cards with every other type of card brand linked to your retail merchant account. It is important to know how Amex Opt Blue can affect your business before you make the bold decision to invest in it.

Amex Opt Blue works towards ensuring the cost of accepting payments from American Express cards is minimized. Unlike the traditional Amex program which assigned an automated rate based on your distinct SIC code, Opt Blue allows you to create your preferred AMEX discount rate using a cost-plus pricing model. This means, signup for an Amex Opt Blue will give your business more opportunities to reduce business costs and improve on profits.

Amex Opt Blue Program enables your credit card payment to safely and seamlessly merge your credit card process in one terminal. In short, your merchant payment processing company will be your one-point of contact meaning they are the ones to address all of the problems related to your credit card processing. The credit card processor will be the one to send you full statements of your card processing details.

Amex Opt Blue program aims at ensuring all American express transactions are processed with a day or two. This gives you humble time to reconcile your daily payment processing. It enables you know how far your business has gone every day in terms of sales and profits. The end result of all this will be boosted productivity since you will be in a better position to come up with better strategies that will guarantee more success to your business. Call our payment processing agency today to get lower creditcard payment processing rates for your small business or for more information on the Amex Opt Blue Program.

Merchant Account Credit Card Transactions

Merchant Account Credit Card Transactions

Do you currently have high or low Merchant Account Credit Card Transactions in your business ? Our Credit Card Processing Company has a wide array of secure and affordable merchant account options for small business or large businesses of many industries. We offer our merchant payment processing locally and nationwide. Additionally, we have a broad selection of credit card terminals, POS solutions and virtual payment gateways that are flexible and can meet most businesses needs.

Whats best, we offer a merchant savings guarantee to all new merchants that sign up with us. And if for some strange reason we cannot match or beat your current business merchant account processors rates, we will simply give you a big hand shake and a then cut you a check for upto $500. Its that simple !

So call us for a fast merchant Savings Analysis today before you continue to get overcharged on your Merchant Account Credit Card Transactions by your bank or current merchant account provider. Whatever the case may be, you have nothing to loose and much to gain to give us a call….We will explain lets all your concerns regarding your Merchant Account and how we can lower your fees, upgrade your outdated point of sale system, bankcard terminal or ecommerce gateway on your website. Call us to save big on your Merchant Account Credit Card Transactions.