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Review our latest company information and industry news on our Merchant Account Blog. Contact our payment processing company today and get the best rates on credit card processing. If we cannot lower your current processing rates we will give you a gift card worth upto $500…Guaranteed !

Small Merchant Marketing and Payment Processing

RMA : July 8, 2017 12:02 am : Credit Card Processing, merchant services

Need Small Merchant Marketing ? Nowadays, small Business owners are embracing the idea of online advertising and social media marketing to be able to effectively connect with local customers and increase their local sales. These merchants are more aware of alternate point of sale solutions than ever before….. Call Paymentix today and get set up with a low rate merchant account and get free marketing advice and tools for your business….Save up to 60% guaranteed on Small Business Merchant Services !!!

The graphic below explains how business owners are open for business and new opportunities.

 

We offer Low rate Payment processing services in Miami Dade, Broward, Ft Lauderdale, Weston, Doral, Hialeah, Kendall, Pinecrest, Davie, Hallandale, South beach, brickell, Pembroke Pines, Miramar, Homestead, Cutler bay, Sunny Isles, Surf Side, Medley, Westchester, Plantation, sunrise, dania, Deerfield beach, Wellington, Jupiter, Aventura, West Palm beach and nationwide…

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Merchant uCommerce Processing

RMA : July 7, 2017 11:27 pm : Credit Card Processing, merchant services

Nowadays, small business owners and their shoppers think very much alike in terms of the technology they use every day with regards to Small Merchant uCommerce Processing. They also share very similar ideas regarding who should be trusted when it comes to credit card payment processing.

The graphic below provides insight into what shoppers expect, and how they prefer to pay. Call our small business merchant processors today and save up to 60% on your creditcard processing fees.

 

 

Accept credit cards at lowest rates. Call our local merchant services company now….uCommerce merchant account processors in miami dade, ft lauderdale, weston, aventura, coral gables, doral, homestead, pinecrest, miramar, kendall, brickell, hialeah, wynwood, miami beach, cutler bay, west palm beach and all USA.

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Small Business Mobile Payment Processing

RMA : July 7, 2017 10:33 pm : Credit Card Processing, merchant services, mobile payments

Merchants that want to grow their business need secure Small Business Mobile Payment Processing and Mobile Website Marketing in order to get the ultimate exposure. Mobile technology is crucial in order for businesses to survive the competitive game. Unfortunately, most smaller merchants still do not yet offer mobile apps and websites optimized for mobile phones. Thus they will never target a very large market that is constantly connected via a mobile phone, Android, iPhone, Blackberry, smartphone, ipad, etc,…

This infographic below provides insight into small merchant adoption of mobile technology. Give paymentix a call and we will help you with our affordable mobile marketing solutions. We offer low rates for mobile payment processing for small businesses.

 

 

Small Business Merchant Processing, Android Payment processing, iPhone Payment Processing, iPad payment processing, Tablet and much more…Get lower bankcard processing fees guaranteed….Call the Best Mobile Payment Processors now. Offering Credit Card Processing in Miami Dade, Ft Lauderdale, West palm beach and nationwide.

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What is Amex Opt Blue Program and how can it affect your business

RMA : February 15, 2017 4:37 am : Credit Card Processing, merchant services

Many merchants have asked our payment processing company what is Amex Opt Blue. We will simplify the explanation here…The digital era has come with so many upsides such that the least we can do is to embrace it. Lots of intriguing and up-to-the-nanosecond technologies are coming our way every day. Amex Opt Blue is one of the newest credit card payment processing technologies that make it easier and cheaper for small businesses to accept payments from American Express credit cards. It’s an elite payment processing program that lets you to integrate American Express cards with every other type of card brand linked to your retail merchant account. It is important to know how Amex Opt Blue can affect your business before you make the bold decision to invest in it.

Amex Opt Blue works towards ensuring the cost of accepting payments from American Express cards is minimized. Unlike the traditional Amex program which assigned an automated rate based on your distinct SIC code, Opt Blue allows you to create your preferred AMEX discount rate using a cost-plus pricing model. This means, signup for an Amex Opt Blue will give your business more opportunities to reduce business costs and improve on profits.

Amex Opt Blue Program enables your credit card payment to safely and seamlessly merge your credit card process in one terminal. In short, your merchant payment processing company will be your one-point of contact meaning they are the ones to address all of the problems related to your credit card processing. The credit card processor will be the one to send you full statements of your card processing details.

Amex Opt Blue program aims at ensuring all American express transactions are processed with a day or two. This gives you humble time to reconcile your daily payment processing. It enables you know how far your business has gone every day in terms of sales and profits. The end result of all this will be boosted productivity since you will be in a better position to come up with better strategies that will guarantee more success to your business. Call our payment processing agency today to get lower creditcard payment processing rates for your small business or for more information on the Amex Opt Blue Program.

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Merchant Account Credit Card Transactions

RMA : January 26, 2017 1:21 am : merchant services

Merchant Account Credit Card Transactions

Do you currently have high or low Merchant Account Credit Card Transactions in your business ? Our Credit Card Processing Company has a wide array of secure and affordable merchant account options for small business or large businesses of many industries. We offer our merchant payment processing locally and nationwide. Additionally, we have a broad selection of credit card terminals, POS solutions and virtual payment gateways that are flexible and can meet most businesses needs.

Whats best, we offer a merchant savings guarantee to all new merchants that sign up with us. And if for some strange reason we cannot match or beat your current business merchant account processors rates, we will simply give you a big hand shake and a then cut you a check for upto $500. Its that simple !

So call us for a fast merchant Savings Analysis today before you continue to get overcharged on your Merchant Account Credit Card Transactions by your bank or current merchant account provider. Whatever the case may be, you have nothing to loose and much to gain to give us a call….We will explain lets all your concerns regarding your Merchant Account and how we can lower your fees, upgrade your outdated point of sale system, bankcard terminal or ecommerce gateway on your website. Call us to save big on your Merchant Account Credit Card Transactions.

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Why accept Apple Pay in your business

RMA : February 14, 2017 11:21 pm : Contactless Payments

Need to know How to Accept Apple Pay at your retail business ? Are you accepting contactless payments from your customers ? Accepting Apple Pay is going to allow you the opportunity to move your business into the twenty-first century. The fact of the matter is that people are always on the go, and they want to be able to do mobile shopping when and where they can do so. Credit payment processing such as Apple Pay Processing is something that people are using in the field to charge customers. Apple Pay Merchant Processing is definitely a quick, easy, and convenient method of processing credit cards directly from a customers Iphone / cellphone.

Take Apple Pay

The small businesses that are ahead of the curve on this issue are giving their customers more options. More options are what customers want, and this is what payment processing companies understand best. Being able to load a credit card’s information on to your iPhone 7 Plus and making your life easier by simplifying the world of commerce may be one of the biggest reasons why you purchased the phone, to begin with; practical things like that make sense.

Apple Pay Processing

Business merchant processing is something that can definitely benefit a small business owner. The Apple iPad Air 2 is going to be something that will make it easier for a customer to pay for their hotel room right after they book it. This innovative tactic is not something that a customer could do in the early nineties, and you certainly don’t need a big, bulky personal computer to do it now. Your company must be ready for the future. Apple Pay Processing is something that will make your company look extremely modern and offer much convenience to those clients who may chose to pay with Apple Pay. Any company that does not accept Apple Pay credit card payments nowadays is totally loosing potential sales…

A credit card is a good investment for a customer. Businesses have to be ready for these customers who want to pay instantly. Our Small business merchant services can help your company reduce your high merchant bankcard processing rates and thus save you money every month. Apple Pay Processing makes it easy and convenient for people to pay you with their mobile phones. If people can order a major appliance with a few clicks on the internet, they are definitely going to want to purchase something with a credit card in a store. Our secure Merchant card services are something that can make a company take that next step when it comes to revenues, especially on mobile devices. Contact one of our friendly Merchant Services Experts for more info on how to accept major credit cards face to face, by phone, online or other method. Or ask us how you can process with Apple Pay Credit Card processing. Contact an Apple Pay Payments experts to learn about taking contactless payments or why you need to Accept Apple Pay.

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Small Merchant Marketing and Payment Processing

RMA : July 8, 2017 12:02 am : Credit Card Processing, merchant services

Need Small Merchant Marketing ? Nowadays, small Business owners are embracing the idea of online advertising and social media marketing to be able to effectively connect with local customers and increase their local sales. These merchants are more aware of alternate point of sale solutions than ever before….. Call Paymentix today and get set up with a low rate merchant account and get free marketing advice and tools for your business….Save up to 60% guaranteed on Small Business Merchant Services !!!

The graphic below explains how business owners are open for business and new opportunities.

 

We offer Low rate Payment processing services in Miami Dade, Broward, Ft Lauderdale, Weston, Doral, Hialeah, Kendall, Pinecrest, Davie, Hallandale, South beach, brickell, Pembroke Pines, Miramar, Homestead, Cutler bay, Sunny Isles, Surf Side, Medley, Westchester, Plantation, sunrise, dania, Deerfield beach, Wellington, Jupiter, Aventura, West Palm beach and nationwide…

Leave a response »

Merchant uCommerce Processing

RMA : July 7, 2017 11:27 pm : Credit Card Processing, merchant services

Nowadays, small business owners and their shoppers think very much alike in terms of the technology they use every day with regards to Small Merchant uCommerce Processing. They also share very similar ideas regarding who should be trusted when it comes to credit card payment processing.

The graphic below provides insight into what shoppers expect, and how they prefer to pay. Call our small business merchant processors today and save up to 60% on your creditcard processing fees.

 

 

Accept credit cards at lowest rates. Call our local merchant services company now….uCommerce merchant account processors in miami dade, ft lauderdale, weston, aventura, coral gables, doral, homestead, pinecrest, miramar, kendall, brickell, hialeah, wynwood, miami beach, cutler bay, west palm beach and all USA.

Leave a response »

Small Business Mobile Payment Processing

RMA : July 7, 2017 10:33 pm : Credit Card Processing, merchant services, mobile payments

Merchants that want to grow their business need secure Small Business Mobile Payment Processing and Mobile Website Marketing in order to get the ultimate exposure. Mobile technology is crucial in order for businesses to survive the competitive game. Unfortunately, most smaller merchants still do not yet offer mobile apps and websites optimized for mobile phones. Thus they will never target a very large market that is constantly connected via a mobile phone, Android, iPhone, Blackberry, smartphone, ipad, etc,…

This infographic below provides insight into small merchant adoption of mobile technology. Give paymentix a call and we will help you with our affordable mobile marketing solutions. We offer low rates for mobile payment processing for small businesses.

 

 

Small Business Merchant Processing, Android Payment processing, iPhone Payment Processing, iPad payment processing, Tablet and much more…Get lower bankcard processing fees guaranteed….Call the Best Mobile Payment Processors now. Offering Credit Card Processing in Miami Dade, Ft Lauderdale, West palm beach and nationwide.

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Accepting Credit Cards 101

RMA : February 15, 2017 4:56 am : Credit Card Processing

If you have a business, you should understand the importance of Accepting Credit Cards…The use of credit cards is one of the most popular modes of payment for both products and services. They are ideal for both consumers and business operators alike. Most consumers of goods and services will often prefer making payments credit cards in order to take advantage of benefits such as low interests on borrowed money, being able to transact at speed, protection against the loss of money, and a wide variety of incentives that most credit cards come with.

The big question is, however, does your business accept credit cards yet ? As a smart entrepreneur, it is important to understand some crucial terms and information related to accepting credit cards in your business. In this article on Accepting Credit Cards 101, below are a few important pointers for important considerations that businesses should make before or when including credit cards as an accepted method of payment.

Distinguishing Merchant Card Services from Credit Card Processing
Merchant services, in general, are services that deal with the entire process of payments made using a variety of methods, including payments from mobile wallets debits cards, credit cards, electronic checks, and other digital payment options. However, our small business merchant processing company specializes in the processing of payments made using credit cards and debit cards. This means that credit card processing is a part of merchant services in general.

Credit Card Processing Fees
There are many different card payment processing companies who specialize with processing payments made by consumers using credit cards. The associated fees of “Accepting Credit Cards” will largely depend on the company you choose to work with. Most companies, however, charge a fixed or relative amount that is paid as a sign-up or annual fee. This is mostly termed as the merchant account fees. Others may include statement fees, termination fees, and transaction fees.

How to Accept Credit Cards
To effectively introduce credit cards as an acceptable payment method in your business, you will need a number of things depending on the type of business you operate. For a physical business store, one or a few POS or credit card processing terminals may be required. Smaller businesses can also make use of special kinds of credit card processing apps that are compatible with mobile gadgets such as smartphones and tablets. Online businesses will mostly make use of a shopping cart system that is designed to process credit cards automatically. However, you will, first of all, have to approach and sign an agreement with a good, reputed merchant account service provider for secure credit card merchant accounts and card processing services. If you would like to get lower credit card processing fees, start taking credit cards, or integrate a Point of Sale System in your retail store, shop or restaurant, contact our bankcard payment processing company today. Or reach out to us for info about all the ways for Accepting Credit Cards.

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What is Amex Opt Blue Program and how can it affect your business

RMA : February 15, 2017 4:37 am : Credit Card Processing, merchant services

Many merchants have asked our payment processing company what is Amex Opt Blue. We will simplify the explanation here…The digital era has come with so many upsides such that the least we can do is to embrace it. Lots of intriguing and up-to-the-nanosecond technologies are coming our way every day. Amex Opt Blue is one of the newest credit card payment processing technologies that make it easier and cheaper for small businesses to accept payments from American Express credit cards. It’s an elite payment processing program that lets you to integrate American Express cards with every other type of card brand linked to your retail merchant account. It is important to know how Amex Opt Blue can affect your business before you make the bold decision to invest in it.

Amex Opt Blue works towards ensuring the cost of accepting payments from American Express cards is minimized. Unlike the traditional Amex program which assigned an automated rate based on your distinct SIC code, Opt Blue allows you to create your preferred AMEX discount rate using a cost-plus pricing model. This means, signup for an Amex Opt Blue will give your business more opportunities to reduce business costs and improve on profits.

Amex Opt Blue Program enables your credit card payment to safely and seamlessly merge your credit card process in one terminal. In short, your merchant payment processing company will be your one-point of contact meaning they are the ones to address all of the problems related to your credit card processing. The credit card processor will be the one to send you full statements of your card processing details.

Amex Opt Blue program aims at ensuring all American express transactions are processed with a day or two. This gives you humble time to reconcile your daily payment processing. It enables you know how far your business has gone every day in terms of sales and profits. The end result of all this will be boosted productivity since you will be in a better position to come up with better strategies that will guarantee more success to your business. Call our payment processing agency today to get lower creditcard payment processing rates for your small business or for more information on the Amex Opt Blue Program.

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About the EMV Credit Card Processing Update

RMA : February 15, 2017 7:24 pm : EMV Payments

WHY THE EMV CREDIT CARD PROCESSING UPDATE CAN REDUCE FRAUD FOR MERCHANTS

EMV credit card processing update as of October 2015 – Credit card fraud has been increasingly on the rise especially with magnetic stripe based cards that are easy to read and copy making it a major threat especially for mobile payments that has seen the volume of trades go up by a significant factor. With the new EMV payment processing directive, most ATM manufacturers have switched over to EMV-compliant cards that are more efficient to use in the sense that their chips make them easy to flash and update which then lead to decreased fraud or other related crimes. However, these cards are also bringing in a liability shift to the market which is a significant threat for issuers, acquirers, merchants and others involved in the financial markets. This comes when they have to accept liability for fraudulent transactions that have taken place using counterfeit cards.

The pace of the adoption is also accelerating globally and is being taken up by major card providers including Visa and MasterCard. The change is also set to see a modification in terms of payment processing as the terminals will need to be chip enabled so as to provide a secure means of processing these payments. As more and more businesses move towards EMV compliant card terminals, we are going to see a reduction in the cost of creditcard fraud and a reduced number of such fraudulent transactions with the new chip cards. The funding of this paradigm shift is expected to be a major expense item but still a reasonable one considering the various beneftis that will be brought on by the move.

With the new EMV credit card processing updates, merchants and issuers will be able to reduce merchant credit card processing fraud related incidences by a huge margin while those that previously relied on magnetic stripe payments will no longer be able to conduct such transactions owing to the strict regulations that have been put in place. Overall, this is one huge leap for the financial sector. Dont place your company at risk ! Call our Miami Florida credit card payment processing company today to check if your business credit card terminals and Point of sale systems are EMV compliant…do not be a victim of a credit card security breach…we service merchants with EMV Credit Card Processing Services in South Florida cities and nationwide….call us today !

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Adoption of the EMV Liability Shift in the United States

RMA : February 15, 2017 7:00 pm : EMV Payments

EMV LIABILITY SHIFT

The migration of Europay, Mastercard, Visa (EMV) looks as if it currently has become part of the consumers in America. Majority of small business merchant services need to be knowledgeable about the chip card POS systems, as well as the EMV liability shift, even if it did not have any upgrades. The U.S. EMV adoption has been a bumpy road, especially of what is happening in the present times.

EMV Payment Processing Against Credit Card Fraud

Through EMV innovation, microprocessor chips were inserted in credit and debit cards. This makes a unique one-time code that can be changed when each purchase is made so fraudsters think twice about pursing their plan. The code includes a number of several variables and is not connected to the card owner’s account.

Chip cards are sophisticated making credit card payment processing more secure to keep fraudsters away. The chip located on the left side of the new card is a small computer chip for data protection. While the data on a magnetic stripe is always changing, so any one thinks twice about isolating and extracting the chip, making it hard for them to do credit card payment processing.

Visa EMV chip

Visa is going to make some EMV chips technology available for free in connection with a general, unbranded application identifier (AID). This kind of approach is going give the most flexibility so that issuers can control card portfolios over time.

Merchant pay processing can still be linked to debit transactions to their chosen network when they can using magnetic stripe transactions. The issuers can change their debit network without the need to rer-issue cards.

What will happen in the future?

Even if merchants and credit unions are not able to adopt EMV properly, only a quarter of all POS transactions are going to use technology. It is essential to realize that technology can work in countries that have a strict implementation of it. In Europe, there has been a dramatic reduction of credit card fraud. It is projected that as more merchant account providers will use EMV credit card processing terminals, there will be lesser fraud in payment processing services. Need to process credit cards at low rates ? Or perhaps you need to update your point of sale equipment at your store ? We can help ! Contact our local merchant account processing company today for more information on our low merchant account rates.

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Are EMV Credit Cards supported by your POS System

RMA : February 15, 2017 5:22 am : EMV Payments

One of the advances in credit card payment processing is the switchover from the traditional credit or debit card in favor of Euro pay, MasterCard and Visa or simply (EMV Credit Cards). This form of card payment was invented as a way of curbing the rising cases of fraud, data breaches, skimming, identity theft, counterfeit cards, account infringement and much more. However, although established several years ago and adopted as the global standard, many small business merchant services are yet to embrace the new and better credit card processing system.

Statistics indicate that large retailers such as Costco, Target and Wal-Mart have already incorporated  EMV with Point of Sale system but many small retailers are still lagging behind. As of October 2016, 37% (1.7 million merchants) had adopted Visa while retailers using MasterCard EMV POS merchant payment processing was approximately 2.3 million.

Advantages of EMV Credit Cards over the Traditional Magstripe Card

Before the innovation of EMV, credit cards relied on a magnetic stripe (Magstripe) that stored all the vital information including password, account balances, transaction codes and much more. A credit card payment processor simply swiped the card by moving it slowly inside a specialized slot. EMV credit cards use an embedded metallic square chip to store the necessary information and instead of swiping the card, payment processing companies simply insert or dip it inside the POS terminal and wait for a connection to be established.

Contact-less reading is also another option of capturing the details where the cards are lightly tapped on a terminal reader or scanner. According to many merchant account providers, contactless reading or tapping is seen as a more user-friendly option. In contrast top Magstripe that retained the same code and allowing duplication of information and cards, chipped cards keep changing the codes making it difficult to replicate or steal information.

According to many EMV software developers and payment gateway providers, a hacker who manages to steal data from a particular POS won’t be able to reuse the information at another point. The system would simply deny the card. Contact our local merchant account companies today to speak to a merchant services representative for advise on how to get the best merchant account rates for business…or info on EMV Credit Cards.

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Can EMV affect Ecommerce Business Payment Processing

RMA : February 15, 2017 3:46 am : EMV Payments

Many merchants that have an Ecommerce Business Payment Processing be affected by the new EMV laws that went into effect on October 1, 2015…First you should understand that EMV credit cards are the new upgrade when it comes to transactions and payments processing at the point of sale terminals and over the internet. They have far advanced features such as in-built security apps that are used to generate additional security such as one-time passwords that would prevent your card from being copied in any meaningful way by fraudsters. For any business that accept credit cards, the presence of EMV signifies that they will be able to conduct business operations in a secure manner which ensures that they maintain integrity for their businesses while keeping the trust of their customers.

The new EMV upgrades can affect e-commerce firms in some varied ways. For instance, physical transactions that are done in the form of a swipe or a scan will become way more secure than those that are conducted over the internet. This is owing to the extra security features that prevent people from posing as the legit owners of the card and using the information for their gain. Additionally, it also increases the reliability of the business and emv payment processing services get a whole new type of boost.
Someone that illegal gains possession over your card will be unable to do anything meaningful with it and gets to be caught up with even faster when you have EMV features protecting your card. Additionally, most major businesses these days tend to contact the issuing bank only in cases when actual fraud has been witnessed hence making it difficult to track down successful payments that are done illegally.

For e-commerce businesses processing online, the presence and usage of EMV for securing payments means they will be able to take the level of their operations a whole lot higher as well as maintaining the confidentiality of their activities. It will also give them a better grounds for confirming transactions and tracking down suspicious activities owing to a bunch of security features that are hidden beneath the surface. contact our EMV credit card processing experts today to learn more about our low cost merchant payment processing services and Ecommerce Business Payment Processing.

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How Interchange Rates affect your business

RMA : February 15, 2017 4:00 am : Interchange Plus

I want to take this opportunity to give merchants a more clear understanding of what Interchange Rates are and how they ultimately affect what they pay for accepting credit cards. So many times when I bring up Interchange Rates to a business owner, I get a blank stare like a deer in headlights. Their merchant processing provider has never taken the time to educate them which is good for the processor, bad for the merchant. So, let me see if I can clear things up a bit.

I have seen many articles written over the years saying that “interchange should be banned” or that “interchange fees” are excessive or many other negative spins on this topic. Now, I’m not saying that I’m here to defend their levels or the necessity of these fees. The purpose of this article is simply to bring some clarity to what they are and how they figure into your pricing as a business expense.

I’ve seen it sad that Interchange fees are a “hidden tax” on consumers. Well, this is a falsehood since they are neither hidden, nor are they a tax. In fact, it’s not the consumers that pay these fees, it’s the merchants they do business with. To address the misconception that they are hidden is simply untrue. Interchange Rates are publicly disclosed on both Visa and MasterCard’s websites. Simply do a search for “Visa Interchange Rates” or “MasterCard Interchange Rates” and you’ll see for yourself. They are there but, understanding them completely is another thing that takes time and effort. And again, it’s not a “tax” paid by consumers. The cost is totally absorbed by merchants. Let me explain the process of paying with a credit card like this:

When a credit card is presented for payment of goods or services, the merchant swipes the creditcard through their credit card processing terminal and here’s what happens next….all in a matter of seconds:

The transaction is electronically routed through their credit card processorThe credit card processor electronically routes it through the network (Visa or MasterCard) and the network earns an Access Fee (Visa @.0925% and MasterCard @.110%).The network then electronically routes it through the card issuing bank for approval or denial and this issuing bank earns the Interchange Rate (there are currently well over 200 different interchange rates based on the card or transaction type)Then the whole process reversing from the issuing bank, through the network, back through the merchant services provider, and finally, back to the merchant’s terminal with the approval. The processor charges the merchant a Discount Rate for providing the service which shows up on the merchant statement in various formats each month. And, typically at the end of the month, the processor debits all the fees from the merchants bank. The difference between the Discount Rate and the Interchange Rates and assessments is what the processor earns

Well, I guess that’s enough for you to chew on right now. There are other issues relative to Interchange that will be the subject of future articles and also on my blog. I hope this article has helped you to get a better understanding of the system and where all the fees come from and where they go. Stop being overcharged by your current payment processor….Contact our low rate merchant credit card processing company today to learn more about Interchange Plus and other topics related to payment processing for small businesses.

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What type of business should accept Level 3 Credit Card Processing

RMA : February 14, 2017 11:31 pm : Level 3 Processing

Level III Payment Processing also known as Level 3 Credit Card Processing is suitable for companies who process credit cards, particularly any companies dealing in B2B (Business to Business) and B2G (Business to Government) transactions who wish to take advantage of lower interchange rates from their Credit Card providers. Benefits for companies on Level 3 Merchant Processing who regularly accept credit cards, especially those dealing in large amounts of money, include lower rates payable to your bank in merchant account fees, greater security, traceability of goods and improved reporting.

Level 3 Credit Card processing is not supported on standard credit card processing terminals and so, specialized point of sale devices are needed to process the data required to qualify or accept level 3 payment processing services. Information can be time consuming for merchants to input, but given the resulting savings on offer, it can be well worth the effort. Customer data can often be stored and reused, which makes future transactions faster for merchant payment processing.

Cards eligible for Level 3 Payment Processing include many Corporate, Commercial and Purchasing MasterCards and Visa Cards. To qualify for level 3 credit card processing and for the lowest interchange rates available to companies, detailed data is required by payment processing services. This data includes the basic information required for level 1 and 2 payment transactions as well as more detailed information such as Postal Codes for where goods are being shipped from and the postal code of their destination, Invoice and order numbers, Item descriptions, product codes, commodity codes and quantities. Also required are details about units of measure, extended amounts, freight amount and duty amount.

Inclusion of the required data allows companies, corporations and governments to carefully monitor their spending and for greater control over both sales and purchasing. With the enhanced reporting capabilities allowed with the details required, companies can provide greater insight into company activity while saving money from the significantly lower fees charged by the merchant account provider. Contact our Level 3 Payment Processor today for more information on how our merchant bankcard company can help you lower your costs and save you money on all your Level 3 Credit Card Processing.

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Small Business Mobile Payment Processing

RMA : July 7, 2017 10:33 pm : Credit Card Processing, merchant services, mobile payments

Merchants that want to grow their business need secure Small Business Mobile Payment Processing and Mobile Website Marketing in order to get the ultimate exposure. Mobile technology is crucial in order for businesses to survive the competitive game. Unfortunately, most smaller merchants still do not yet offer mobile apps and websites optimized for mobile phones. Thus they will never target a very large market that is constantly connected via a mobile phone, Android, iPhone, Blackberry, smartphone, ipad, etc,…

This infographic below provides insight into small merchant adoption of mobile technology. Give paymentix a call and we will help you with our affordable mobile marketing solutions. We offer low rates for mobile payment processing for small businesses.

 

 

Small Business Merchant Processing, Android Payment processing, iPhone Payment Processing, iPad payment processing, Tablet and much more…Get lower bankcard processing fees guaranteed….Call the Best Mobile Payment Processors now. Offering Credit Card Processing in Miami Dade, Ft Lauderdale, West palm beach and nationwide.

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The Future of Wearable Payment Processing Technology

RMA : February 14, 2017 7:19 pm : mobile payments

The future of wearable payment processing technology also known as NFC (Near Field Communications) is here ! As we can already deduce from the extra-secured functionalities of today’s gadgets such as a smartphones, smart watches, etc,…an even more miniaturized acquisition will guarantee better personalization and security. For instance, some great features such as voice and face recognition are possibly going to be the in-thing soon.

The solid fact is that it will be downright impossible for web surfers to share or jointly use these miniaturized wearable payment gadgets due to certain personall unique specs. For example, chances are reasonably high that one wearable gadget will only be able to run a single retail merchant account.

3. Amazingly Simplified User Methodologies
Interestingly, you should note that these physically smaller wearable payment gadgets will have to execute traditionally taxing steps essentially similar to the common procedures done on larger machines such as desktops and laptops nowadays. Quite predictably, savvier innovators of the near future must design comparatively simpler, and foolproof ways of remitting and receiving payments on wearable payment processing equipment in the market .

Accept Credit cards for lower rates today with us ….call us about NFC payment processing.

Conclusion about Wearable Payment Processing :
While it’s understandably acceptable that the changes enumerated in the foregoing paragraphs aren’t the only probable shifts likely to emanate from the ubiquitous use of wearable payment innovations, the three forecasts offer an insightful glimpse into this inimitably blissful advancement. Needless to say, dozens of other breathtaking wearable payment processing devices are certainly inevitable as we move closer into the future of internet-powered commercial operations. Contact our low rate credit card processing company for more information about how your large or small business can accept payments from customers who purchase with their body-worn / wearable payment processing devices.

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Apple Pay vs Google Wallet

RMA : February 15, 2017 5:05 am : NFC Payments

Apple Pay vs Google Wallet

Here is a brief explanation of Apple Pay Vs Google Wallet…Smartphones are new inventions that can be used just about anywhere in the world for various reasons such as conducting research over the Internet or even doing shopping. When doing shopping, you need to have a mode of payment to be able to make purchases and do so in a safe, secure and efficient manner.

There are two different kinds of mobile payment systems namely Apple Pay and Google Wallet. Both of them work well for smartphones though they usually require some specialized hardware that is otherwise known as NFC or Near-Field-Communication to function properly.

Whenever you are using NFC as a form of payment, the receiver of the payment needs to have a wireless terminal through which to verify and accept the payments subsequently issuing out a receipt for that transaction as proof. But first, you must ensure that your payment details are entered for the card to work which is the reason why setting up the NFC correctly does matter in providing successful payments.

Apple Pay works with Apple devices such as the iPhone and iPads and is prevalent across outlets worldwide such as gas stations, stores and others which are spread across the globe in multiple locations. Initially, you have to set up the wallet which involves filling in your credit card details for lighter, more convenient payments.

In comparison, Google play is a product of Google and is used for making payments using the platform without revealing your bank details. However, both require a credit or a debit card to make payments and as such, have to be filled with the correct details before usage.

Both methods that have been described above are a form of making payments and act as wallets for your daily transactions on the web, inside app stores and at physical stores. This way, you can be safe and confident in the knowledge that all your transactions are handled securely and wirelessly to prevent fraudsters from making use of your information thanks to security. call our merchant payment processing company today for more information on Apple Pay vs Google Wallet.

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Are NFC Payments really secure ?

RMA : February 15, 2017 4:16 am : NFC Payments

Credit card payment processing takes on some different forms such as swiping cards or even tapping the cards to complete a payment. When the two are compared, tapping seems like the most likely candidate as it takes a little time and has lower possibilities of someone losing their card as it will rarely leave their hands or pockets for more than a few seconds. For the payments that come in the form of tapping, the technology that is used therein happens to be NFC which is short for near field communication. By simply tapping the card onto a reader, a prompt comes on the reading device with authorization and other such details hence making payments much smoother and more efficient.

This makes it quite easy to process credit cards that work using the NFC technology, and this is also quite safe both from physical as well as a technological perspective. For instance, the technology requires that the card is in the vicinity for authorization to take place which reduces the likelihood of fraud by people impersonating. You can also handle a lot more transactions using the technology and experience barely any delays, if any, since this happens to be a very secure and also, very powerful means of processing payments. As a merchant, this can be used even in very remote locations and for transit as the processing happens in a matter of seconds.

In conclusion, NFC payments are indeed safe and secure owing to the active technology on which they are based as well as some communication factors that makes it tough to process a payment unless you have the card and a reader that relies on the same technology. Additionally, things such as encryption make it virtually impossible to crack the information held in such cards thus assuring you of safe business merchant processing.

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Small Business Ecommerce Payment Processing

RMA : July 7, 2017 10:07 pm : Online Payments

Want Small Business Ecommerce Payment Processing to sell online ? Merchants nowadays are more virtual than ever and are eager to attract and retain customers by using the internet as a tool to connect with prospective clients. Most smart merchants expose their business services and products via their website, social media and many other methods. The internet allows them to connect with customers in many new ways. Via the internet, merchants can extend their shopping experience online by offering in-store pickup of online orders, offer discounts, play related videos, online video conferences, register / charge customers, etc,.

This infographic below highlights the big opportunities available for Small Business Ecommerce Payment Processing.

 

 

What are you waiting for ? Setup website merchant account today and start processing credit cards online….Update your online web presence and payment processing experience and stop loosing your prospective customers to your competition.

Call Paymentix today and we will help you boost sales on the web.

 

 

 

 

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Start accepting payments online

RMA : February 16, 2017 6:35 pm : Online Payments

Start accepting payments online

Does your business accept payments online or on your website ? Businesses that are based on the internet and need to start accepting payments online often have to handle large bunches of transactions that usually take place concurrently from different customers that are dispersed across the globe. Dealing with such information processing requires having the proper infrastructure that will be able to handle all the information without exposing it to risk or getting it leaked in the process. As such, accepting online payments often takes on a central role in the online business payment processes and has to be handled with care so as to ensure business continuity.

To start taking online payments, it is often useful to regard all web entered information as suspicious until it can be verified. This means getting to know the source of information, the veracity of the information provider and other important details before getting down to carrying out the actual creditcard transaction. This will leave you with enough information to prove that the online credit card payment took place which is also essential for keeping your business records straight.

Additionally, it is also important that as you are accepting online payments, you do so in a secure manner that will avoid any leakage or loss of data to unscrupulous third parties or hackers. Using secure, encrypted means of information transfer will lock out any third party and assure you of successful transactions that cannot be easily brieched, impersonated or replicated in any other environment. Having the online credit card payment information encrypted before transfer over the communication channel ensures that it does not get sniffed in between and in this way, your online customers will be able to trust and abide in your business seeing to it that you can provide them with the best form of website payment processing and a higher rate of successful and secure web payment transactions. With the useful tips that have been laid out in the previous paragraphs, your online business will be in a much better position to accept internet payments. We can guarantee that if you take online credit card payments effectively, it will definitely lead to the steady growth and development of your web based business. Contact our retail and online Merchant Account Company today to get more info on rates to process credit cards online or process payments on website… Taking online payments is simple with us..We offer low rates for web payment processing, the best website merchant services support and the highest security for all of your online merchant account transactions. Call us today and Start Accepting Payments Online.

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